The <a href="https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-398-home-accessibility-expenses.html" rel="nofollow noopener noreferrer" target="_blank">Home Accessibility Tax Credit</a> is a federal, non-refundable tax credit for renovations that make a home more accessible for people who are disabled or over 65 years old. It only applies to renovations that will become permanent features of the home and will allow the person to move more freely within the home while reducing the risk of injury. A bigger, wheelchair friendly <a href="https://www.hgtv.ca/bryan-baeumler/photos/bryan-baeumler-top-mistakes-avoid-renovating-bathroom-1929470/" rel="noopener noreferrer" target="_blank">bathroom</a> may qualify, for instance. You can get a tax reduction of up to $1,500. <br><br> Related: <a href="https://www.hgtv.ca/renovations/photos/20-renovations-that-wont-add-value-to-your-home-1894750/" rel="noopener noreferrer" target="_blank">25 Renovations That Won't Add Value to Your Home</a>

The <a href="https://www2.gov.bc.ca/gov/content/taxes/income-taxes/personal/credits/seniors-renovation" rel="nofollow noopener noreferrer" target="_blank">Home Renovation Tax Credit for Seniors and Persons With Disabilities</a> is available to BC residents who are over 65 or disabled and to the people sharing their home with these folks. It’s worth up to $1,000 and applies to renovations that will make the home safer and more accessible, like wheelchair ramps, wheel-in showers and even some of the ways to <a href="https://www.hgtv.ca/kitchens/photos/ways-brighten-kitchen-starved-of-natural-light-1930886/" rel="noopener noreferrer" target="_blank">brighten a kitchen</a> when it’s starved of natural light.

If you are a senior or living with one and you live in New Brunswick, you may claim 10 per cent of up to $1,000 for making your home more accessible and safer for seniors with the <a href="https://www2.gnb.ca/content/gnb/en/departments/finance/promo/renovation.html" rel="nofollow noopener noreferrer" target="_blank">Seniors’ Home Renovation Tax Credit</a>. For instance, <a href="https://www.hgtv.ca/renovations/photos/ways-to-modernize-an-older-home-without-losing-its-charm-1907715/" rel="noopener noreferrer" target="_blank">renovations</a> like adding handrails or installing less slippery floors may qualify.

With the <a href="https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/gst-hst-businesses/charge-collect-home-construction/new-housing-rebate.html" rel="nofollow noopener noreferrer" target="_blank">GST/HST New Housing Rebate</a>, substantial renovations to your home can earn you rebates. Mobile homes and floating homes qualify too, so you can find <a href="https://www.hgtv.ca/renovations/photos/revived-rvs-decor-inspiration-1900803/" rel="noopener noreferrer" target="_blank">inspiration in revived RVs</a> and worry less about taxes. Once the renovations are completed, your home should still have a market value of less than $450,000, though. <br><br> Related: <a href="https://www.hgtv.ca/real-estate/photos/how-to-buy-a-home-step-by-step-guide-first-time-homebuyers-1929902/#" rel="noopener noreferrer" target="_blank">How to Buy a Home: A Step-by-Step Guide for First-Time Homebuyers</a>

If you’re planning on renovating a home so that you can <a href="https://www.hgtv.ca/real-estate/photos/12-things-renters-immediately-judge-when-they-check-out-a-rental-1913381/" rel="noopener noreferrer" target="_blank">rent</a> it out, you may qualify for the <a href="https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/gst-hst-businesses/charge-collect-home-construction/new-residential-rental-property-rebate.html" rel="nofollow noopener noreferrer" target="_blank">GST/HST New Residential Rental Property Rebate</a>. Once the renos are done, the property should be less than $450,000 in value, or less than $112,500 for land or a site in a trailer park.

Those <a href="https://www.hgtv.ca/mike-holmes/blog/9-small-upgrades-that-will-make-your-home-way-more-energy-efficient-1917539/" rel="noopener noreferrer" target="_blank">small upgrades that will make your home more energy efficient</a> will save you money on your electric bill, but they also mean savings on your mortgage insurance premiums. With <a href="https://www.cmhc-schl.gc.ca/en/buying/mortgage-loan-insurance-for-consumers/cmhc-green-home" rel="nofollow noopener noreferrer" target="_blank">CMHC Green Home</a>, you just need to use CMHC-insured financing to renovate for energy efficiency. If you renovate up to Energy Star standards, you can get a 15% rebate. If you go up to R-2000 standards, your rebate can be as much as 25%.

<a href="https://www.efficiencyalberta.ca/home-improvement/" rel="nofollow noopener noreferrer" target="_blank">Energy Efficiency Alberta</a> is a provincial government program that offers rebates on renovations that will make your home more energy efficient. If you see any of the <a href="https://www.hgtv.ca/renovations/photos/signs-time-to-replace-windows-in-home-1917902/" rel="noopener noreferrer" target="_blank">signs it’s time to replace the windows in your home</a>, for instance, you can get up to $1,500 in rebates if you choose ones geared towards energy efficiency. <br><br> Related: <a href="https://www.hgtv.ca/green-living/photos/products-transition-to-plastic-free-household-1929372/" rel="noopener noreferrer" target="_blank">10 Products That Will Help Canadians Transition to a Plastic-Free Household</a>

If you use <a href="http://genworth.ca/en/products/energy-efficient-housing.aspx" rel="nofollow noopener noreferrer" target="_blank">Genworth Canada</a> to finance <a href="https://www.hgtv.ca/renovations/blog/add-value-home-unexpected-places-1922480/" rel="noopener noreferrer" target="_blank">renovations</a> that will make your home more energy efficient, you can get up to a 25% refund on your premium. You need to get energy evaluation reports before and after the renovations to prove that you will indeed save on energy once you’ve replaced those windows or added that smart thermostat, though.

If you live in Manitoba, the <a href="https://www.gov.mb.ca/finance/tao/green.html" rel="nofollow noopener noreferrer" target="_blank">Green Energy Equipment Tax Credit</a> means you can get a tax credit of up to 15% if you install a geothermal heat pump system and up to 10% if you add a solar thermal energy system to your home. So, finding inspiration from <a href="https://www.hgtv.ca/shows/sarah-off-the-grid/photos/sarah-brings-a-small-space-to-life-with-an-earthy-palette-and-textural-touches-1906494/" rel="noopener noreferrer" target="_blank">Sarah Richardson’s off-the-grid family home</a> can actually save you money too.

If you live in Nova Scotia and you want to make your home more accessible for people with disabilities, Housing Nova Scotia’s <a href="https://housing.novascotia.ca/programs/financial-assistance-and-grant-programs-homeowners/disabled-residential-rehabilitation" rel="nofollow noopener noreferrer" target="_blank">Disabled Residential Rehabilitation Assistance Program for Homeowners</a> can help you. You can apply for a forgivable loan of up to $16,000 to help you widen passages and entrances, put light switches in more accessible places, install a wheelchair-friendly shower and so on. <br><br> Related: <a href="https://www.hgtv.ca/decorating/photos/ikea-offers-special-add-ons-for-people-with-disabilities-1931322/" rel="noopener noreferrer" target="_blank">IKEA Offers Special Furniture Add-Ons for People With Disabilities</a>

If you live in rural Nova Scotia, have a low household income and can’t afford the emergency repairs that will make your home safe to live in, Housing Nova Scotia’s <a href="https://housing.novascotia.ca/programs/financial-assistance-and-grant-programs-homeowners/emergency-repair-program" rel="nofollow noopener noreferrer" target="_blank">Emergency Repair Program</a> provides grants of up to $7,000. Eligible <a href="https://www.hgtv.ca/renovations/photos/mike-holmes-home-repair-hacks-before-hiring-contractor-1923398/" rel="noopener noreferrer" target="_blank">repairs</a> include fixing your roof, foundation, windows and doors, as well as, heating, plumbing and electrical systems.

Getting through winter in the Northwest Territories can be very expensive, but the <a href="http://aea.nt.ca/programs/energy-efficiency-incentive-program" rel="nofollow noopener noreferrer" target="_blank">Arctic Energy Alliance Energy Efficiency Incentive Program</a> can help you use less energy for heating your home. For instance, you can get a rebate of up to $6,500 for insulating your home and keeping your heating costs down.

With Quebec’s <a href="https://transitionenergetique.gouv.qc.ca/en/residential/programs/renoclimat" rel="nofollow noopener noreferrer" target="_blank">Rénoclimat</a> program, you can receive rebates for a variety of <a href="https://www.hgtv.ca/renovations/blog/eco-renovations-that-offer-long-term-benefits-for-your-home-1905941/" rel="noopener noreferrer" target="_blank">renovations that will make your home more energy efficient</a>, including installing insulation, geothermal heating systems or skylights. The rebate amount depends on the type of renovation you do.

If you live in <a href="https://www.hgtv.ca/real-estate/photos/houses-for-sale-oakville-ontario-best-place-to-live-1919761/" rel="noopener noreferrer" target="_blank">Ontario</a> and can’t afford upgrades to make your home more energy efficient, the <a href="https://saveonenergy.ca/en/For-Your-Home/Home-Assistance-Program" rel="nofollow noopener noreferrer" target="_blank">Save On Energy Home Assistance Program</a> can help you with the cost of things like Energy Star certified lightbulbs and appliances, high-efficiency showerheads and aerators in your faucets, insulation and weatherstripping. To qualify, you need to meet the maximum income criteria or have received assistance through public programs like Ontario Works.

The <a href="https://enbridgesmartsavings.com/home-efficiency-rebate" rel="nofollow noopener noreferrer" target="_blank">Home Efficiency Rebate</a> from Enbridge Gas is available to people who live in Ontario and are customers of this utilities company. You can get rebates of up to $5,000 if your renovations will help you use less energy in your home. Upgrades that qualify include installing a high-efficiency furnace or boiler, insulation and Energy Star windows, doors, skylights and water heaters. <br><br> Related: <a href="https://www.hgtv.ca/renovations/photos/transformational-reno-ideas-empty-nesters-1929951/" rel="noopener noreferrer" target="_blank">13 Transformational Reno Ideas for Empty Nesters</a>