By Sandra Rinomato
Hey, Where Did My View Go? Only pay for "protected" views! Before purchasing a condo in the sky, verify that your unit's breathtakingly gorgeous view is lawfully protected. Are municipal zoning laws, building regulations or environmental restrictions on the books to prevent someone else from...
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By Sandra Rinomato
Don't be afraid of multiple offers. You still have some control. There are a few things that can happen if you get into competition. The seller can accept your offer and you will have bought a house. Or the seller can accept someone else's offer and you need to keep looking. Or the seller can work...
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By Sandra Rinomato
From the Bank's Point of View You'll find that financing requirements will be affected when you come to buy a condo. For example, your lender will include half the condo fee (which covers maintenance and repairs to the building and common elements, but more on that later!) in your debt calculation...
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By Sandra Rinomato
Reno Financing with CMHC If you don't have enough money for a 20% down payment on your house purchase, your lender will require that you seek "mortgage loan insurance" through the Canada Mortgage and Housing Corporation (CMHC). This program costs you a bit extra, but it might make it possible for...
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By Sandra Rinomato
Termites are tiny wood-boring insects that are extremely destructive to homes and other buildings. They have been around since the beginning of time because they are adaptable to ever-changing environments. The most common type found, subterranean termites, is extremely tough to control. They're of...
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By Sandra Rinomato
If you're planning to buy a house with your husband, wife or any other partner, make sure you discuss your real housing needs and desires before getting too far into the process. What should be on the list? Location, size (how many bedrooms, bathrooms), cost (determined by what you can afford on a...
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By Sandra Rinomato
Sometimes one of the selling points a seller gives me about their home is "the neighbours are great." It's something that many of us take for granted and don't pay attention to when we buy a home. It most definitely can blight the enjoyment of your home when you realize that you are in the...
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By Sandra Rinomato
That is the big question, with no simple answer. Home ownership is not right for everyone at all times in their lives, and life doesn't come with a handbook. If the question has popped into your mind here are some reasons why you should seriously consider it: Owning your home is an excellent way...
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